Why Plan for the Future?

It’s about more than just your investments...

If you are like most Americans, you probably have no idea how much money you will actually need to retire comfortably. According to the Social Security Administration, only 2 percent will be financially independent when they reach age 65.

You’ve probably heard the old adage: “If you don’t know where you’re going, any road will get you there.”  While that may be a pleasant way to take a vacation, it could lead to considerable uncertainty when it comes to your financial future.

How do you find out what’s the best thing to do about your financial situation? Simple. You figure out exactly what you have, where it’s going, and what your goals are — then you plan accordingly. And that’s where CCB Investment Services and LPL Financial can help.

Specific planning assistance is available for:

  •  Reviewing your present portfolio and making recommendations for the allocation of your assets based on your investment objectives and risk tolerance.
  • Analyzing your life insurance needs to protect your family.
  • Providing planning for your estate and strategies to efficiently pass assets to heirs and other beneficiaries.
  • Establishing a program to help meet the cost of educating your children (or grandchildren)
Planning to accumulate funds for your retirement. Or, if you are already retired, determine whether you have adequate income. We also can develop a plan for investing lump sums received from a retirement plan and review the tax impact of different options.

Check the background of this financial professional on FINRA's BrokerCheck
Check the background of this financial professional on FINRA's BrokerCheck